gaog
2007-01-29 , 09:41:42
英国Hometrack调查显示,英国1月Hometrack房屋价格月比上升0.4%,年比上升6%,平均房价升至17.08万英镑。
综合外电1月29日报道,英国Hometrack 29日公布的房屋调查报告显示,因待售房屋数量减少,英国1月房屋价格上扬。
英国1月Hometrack平均房屋价格月比上升0.4%,年比上升6%,升幅创03年7月来最高。英国06年12月Hometrack房价月比上升0.3%,年比上升5.7%。
英国1月Hometrack平均房价由06年12月的17.01万英镑上升至17.08万英镑。
Hometrack研究部主管多乃尔(Richard Donnell)表示,伦敦房产市场评论房价增长再次提升了整体调查结果,调查显示,英国72%的地区1月平均房屋价格没有发生改变。
Hometrack调查报告显示,英国东米德兰(East Midlands)、英格兰东南部以及东安格里亚(East Anglia)地区1月平均房价波幅为月比持平至月比上升0.3%。
上述数据与Rightmove调查结果相符。英国房地产机构Rightmove上周(1月22日当周)调查显示,英国1月房价月比上升0.5%,年比上升13.5%。
英国央行近期加息举措还未传递至房地产领域,但多乃尔认为,房屋供应减少将进一步推高房屋价格。
英国央行货币政策委员会1月会议决定加息25个基点至5.25%,为5个月内第三次加息。但英国央行加息举措充分传导至房地产市场将需要几个月的时间。
UK house prices 'start to cool'
The recent rate rises may now be starting to bite
House prices rose by 0.3% in January, the slowest pace for eight months, according to the Nationwide.
The modest rise cut the annual rate of house price inflation to 9.3%, down from December's figure of 10.5%.
The building society said the market was showing its first signs of cooling following recent interest rate rises.
"It is likely that we will now begin to see a weakening in demand as a result of stretched affordability and rising interest rates," Nationwide said.
The building society's view was backed up by figures from the Bank of England showing a sudden drop during December in the number of new mortgages approved for house purchase.
Earlier this month, the Bank lifted its base rate to 5.25% from 5%. The shock move was the third quarter-point increase since the beginning of August.
"Only time will tell how much the surprise decision will affect sentiment in the housing market, but even before January's rate rise there were already some very early signs of cooling," said Fionnuala Earley, Nationwide's chief economist.
rainwalker
2007-01-30 , 16:58:59
sounds good.
Chance to get onto the property ladder.
rainwalker
2007-01-30 , 17:02:37
Sounds that buyer can save a couple of hundreds pounds on survey fee.
Home information packs explained
By Helen Pridham
Q. What is a Home Information Pack?
A. Home Information Packs (HIPs), sometimes described as sellers' packs, are intended to provide prospective buyers with all the basic information they need about a property before they buy.
HIPs are to become compulsory in England and Wales June 2006.
Steps to streamline the home buying and selling process are also underway in Northern Ireland and in Scotland, where a single survey and Purchaser’s Information Pack is being proposed.
Q. At what stage of the selling process will they be required?
A. A HIP, which is no more than three months old, must be ready when a property is put up for sale.
Q. What will HIPs contain?
A. Although the precise details have yet to be confirmed by the government, it is expected that they will contain the following:
terms of sale – a general description of the property, who is selling and why evidence of title, in other words a copy of the title deeds replies to standard searches for information about the property held by local authorities, water/drainage search and an environment search (these would previously have been undertaken by the buyer’s solicitor) copies of any planning, listed building and building regulations consents a seller’s property information form which will give details, for example, of which fixtures and fittings are remaining in the property guarantees for items such as central heating boilers or new windows for new properties, copies of guarantees and warranties a home condition report, similar to a homebuyer's report, carried out by a qualified home inspector, including an energy efficiency assessment.
For leasehold properties, additional information will be required including:
a copy of the lease
latest service charge accounts
details of any current or planned works to the building
details of the buildings insurance
details of the management company, including its memorandum and articles of association, and any rules and regulations they have put in place for the property.
Q. Why are HIPs needed?
A. Government research has found that a huge amount of money is being wasted each year by home buyers who make offers on properties, pay for surveys, searches and so on, and then discover problems which cause sales to fall through.
The government believes that if the seller has to provide the necessary information about the physical and legal health of the property upfront, fewer transactions will fail.
Q. Who will provide HIPs?
A. A variety of companies are expected to offer them including specialist independent companies and estate agents. Lenders may also provide them as part of a mortgage package.
Q. What will they cost?
A. The government estimates that the average cost of a HIP for a three bedroom semi will be around £650. But it expects that competition between HIP providers will drive costs down. Some lenders and estate agents may offer them free of charge. Where there is a charge, the seller is likely to be asked to pay on completion when other expenses such as solicitors' and estate agents' fees also become due.
Sellers will need to shop around. Even where HIPs are offered free, it will be necessary to compare the overall cost of the service being provided.
Q. What will be the effect on the property market?
A. There are mixed views on this. HIPs will mean increased costs for sellers and it has been argued that this could discourage some people from putting properties up for sale. But as most sellers go on to purchase another property their extra selling costs will be offset by lower buying costs.
On the positive side, HIPs are expected to speed up the house buying process as buyers will be fully aware of the condition of the property before they buy and most of the preparatory work for the sale will already have been done.
First time buyers in particular will benefit from lower buying costs and it is they who tend to keep the property market moving. In other countries where HIPs have been introduced such as Denmark, they did not have a discernable impact on the market.
Q. Will any properties be exempt from HIPs?
A. Where a property is sold privately to a friend or relative a HIP will not be required. Neither will they be necessary for sales of properties with sitting tenants, mixed commercial and residential property and non-residential property
They have been talking the Home information packs for ages, so far only handful towns are on trail.
rainwalker
2007-01-31 , 17:33:30
QUOTE(aggie @ 2007-01-30 , 20:59:48)

我们无房一族,就等着去驼爷家温锅了
我目前考虑的问题是花上20几万在英国买个两房的FLAT,还是用同样的价钱在澳洲的蓝天碧海边买个至少
三房,前后大花园,自带GARAGE,带游泳池的超级海景房?
aggie
2007-01-31 , 18:47:36
QUOTE(rainwalker @ 2007-01-31 , 17:33:30)

QUOTE(aggie @ 2007-01-30 , 20:59:48)

我们无房一族,就等着去驼爷家温锅了
我目前考虑的问题是花上20几万在英国买个两房的FLAT,还是用同样的价钱在澳洲的蓝天碧海边买个至少
三房,前后大花园,自带GARAGE,带游泳池的超级海景房?
前两天看bbc,讲英国人海外购房情况,其中一个就是澳洲,风景优美,宽敞明亮,有的房子还赠送小游艇
15万都能买3double bedroom,前后大院,lounge可举行小型舞会那种,而且享受免费骄阳碧海蓝天
不过发现澳洲的房子,好像一层的比较多,像英国的banglow
hoho,,,驼爷在哪儿买房子,我们djt代表团都尽量manage去温锅
gaog
2007-01-31 , 19:02:56
我还想着是不是花200多万在南方小城(国内)买个detached再雇一两个人人天天给我扫地洗碗什么的,最好还能来点浴足,洗脸之类的。
以上的话不是我说的,不过说到房价我有一个歪理:当你四周看看,如果周围的人都希望房价下跌的时候,房价一定跌不了。相反,当周围的人都希望房价上升的时候,房价一定跌。